How to find a financial advisor in the Netherlands
Find a trusted financial advisor in the Netherlands who can help you make informed financial decisions and plan confidently for your future.
Relocating to the Netherlands comes with many exciting changes. From settling into a new lifestyle to discovering local traditions (and yes, plenty of cheese), there’s a lot to look forward to. However, managing your finances in a new country can quickly become complicated.
That’s where a professional financial advisor can add real value. Whether you want to organize your banking, plan long-term finances, or understand how the Dutch financial system works, the right expert can help you save time, money, and unnecessary stress.
Here’s what you need to know:
- Why use a financial advisor in the Netherlands?
- How do financial advisors work in the Netherlands?
- How to find a financial advisor for expats
- Expat advice on banking
- Property advice for expats
Why use a financial advisor in the Netherlands?
Moving abroad often means navigating an unfamiliar financial environment. Dutch tax rules, pension systems, insurance requirements, and mortgage options can differ significantly from what you’re used to, making it challenging to manage everything on your own.
This is where an experienced, English-speaking financial advisor becomes especially helpful. Financial advisors in the Netherlands typically offer both tailored and packaged services, supporting expats with areas such as mortgages, insurance planning, savings strategies, and cross-border financial matters.
With the right guidance, you can avoid costly mistakes, make smarter financial choices, and build a secure foundation for the future — allowing you to focus on settling into life in the Netherlands with confidence.
How do financial advisors work in the Netherlands?
Financial advisors in the Netherlands provide their services through various channels. Many offer in-person consultations, while others work over the phone or via online video meetings, which is especially convenient if you are planning your move from abroad.
Some advisors specialize in a single area, such as tax or pension planning, while others provide broader financial packages covering multiple needs, including insurance, investments, and long-term financial planning. Choosing the right type of advisor depends on your personal situation and financial goals.
How to find a financial advisor for expats
If you haven’t moved to the Netherlands yet, working with an international financial advisor who offers relocation-focused services can be a smart first step. This can help you prepare in advance and avoid complications once you arrive.
If you are already living in the Netherlands, finding support is still straightforward. Many financial advisors specialize in working with expats and internationals, offering guidance that takes cross-border income, assets, and future plans into account. Trusted directories and relocation service providers can help connect you with qualified professionals who understand expat-specific needs.
Expat advice on banking
Opening a Dutch bank account should be one of your first financial priorities after moving to the Netherlands. A local account is essential for receiving your salary, paying rent, setting up utilities, and managing everyday expenses.
One of the most established banks in the Netherlands is ABN AMRO. The bank offers services designed for international clients and can advise on choosing the right account, helping you avoid unnecessary fees for withdrawals or international transfers.
A financial advisor can also support you in comparing banks and accounts to ensure your setup matches your income structure and lifestyle.
Property advice for expats
For many expats, buying a home in the Netherlands begins with browsing listings on Funda and ends with signing the title deed. However, everything in between — from understanding the housing market to securing the right mortgage — can be complex.
A financial advisor or mortgage specialist can guide you through the entire process, helping you assess affordability, compare mortgage options, and understand long-term financial implications.
Expats looking for specialized mortgage advice may consider providers such as Expat Mortgages, which focus on supporting internationals buying property in the Netherlands.